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The proposed benefits of this strategy are that it allows everyone to access the basic content and functionality of a web page, using any browser or Internet connection, while also providing an enhanced version of the page to those with more advanced browser software or greater bandwidth.
Specific Cascading Style Sheets CSS techniques pertaining to flexibility of the page layout accommodating different screen resolutions is the concept associated with Responsive web design approach.
The strategy is an evolution of a previous web design strategy known as graceful degradation , wherein designers would create Web pages for the latest browsers that would also work well in older versions of browser software.
Graceful degradation was supposed to allow the page to "degrade", or remain presentable even if certain technologies assumed by the design were not present, without being jarring to the user of such older software.
In practice, graceful degradation has been supplanted by an attitude that the end user should "just upgrade". In Progressive Enhancement PE the strategy is deliberately reversed: All such enhancements are externally linked, preventing data unusable by certain browsers from being unnecessarily downloaded.
The PE approach is derived from Champeon's early experience c. In those early SGML contexts, semantic markup was of key importance, whereas presentation was nearly always considered separately, rather than being embedded in the markup itself.
This concept is variously referred to in markup circles as the rule of separation of presentation and content , separation of content and style , or of separation of semantics and presentation.
As a result, web designers were forced to adopt new, disruptive technologies and tags in order to remain relevant.
With a nod to graceful degradation, in recognition that not everyone had the latest browser, many began to simply adopt design practices and technologies only supported in the most recent and perhaps the single previous major browser releases.
For several years, much of the Web simply did not work in anything but the most recent, most popular browsers. This remained true until the rise and widespread adoption of and support for CSS, as well as many populist, grassroots educational efforts from Eric Costello, Owen Briggs, Dave Shea,  and others showing Web designers how to use CSS for layout purposes.
PE is based on a recognition that the core assumption behind "graceful degradation" — that browsers always got faster and more powerful — was proving itself false with the rise of handheld and PDA devices with low-functionality browsers and serious bandwidth constraints.
First proposed as a somewhat less unwieldy catchall phrase to describe the delicate art of "separating document structure and contents from semantics, presentation, and behavior", and based on the then-common use of CSS hacks to work around rendering bugs in specific browsers, the PE strategy has taken on a life of its own as new designers have embraced the idea and extended and revised the approach.
Web pages created according to the principles of PE are by their nature more accessible, because the strategy demands that basic content always be available, not obstructed by commonly unsupported or easily disabled scripting.
Additionally, the sparse markup principle makes it easier for tools that read content aloud to find that content.
It is unclear as to how well PE sites work with older tools designed to deal with table layouts, " tag soup ", and the like. Improved results with respect to search engine optimization SEO is another side effect of a PE-based Web design strategy.
Because the basic content is always accessible to search engine spiders, pages built with PE methods avoid problems that may hinder search engine indexing.
Others have countered with the point that informational pages should be coded using PE in order to be indexed by spiders,  and that even Flash-heavy pages should be coded using PE.
From Wikipedia, the free encyclopedia. This article has multiple issues. In downturns, the regime should help to reduce the risk that the supply of credit will be constrained by regulatory capital requirements that could undermine the performance of the real economy and result in additional credit losses in the banking system.
The Basel III countercyclical capital buffer is calculated as the weighted average of the buffers in effect in the jurisdictions to which banks have a credit exposure.
It is implemented as an extension of the capital conservation buffer. It consists entirely of Common Equity Tier 1 capital and, if the minimum buffer requirements are breached, capital distribution constraints will be imposed on the bank.
Consistent with the capital conservation buffer, the constraints imposed relate only to capital distributions, not the operation of the bank.
Banks must ensure that their countercyclical buffer requirements are calculated and publically disclosed with at least the same frequency as their minimum capital requirements.
In addition, when disclosing their buffer requirement, banks must also disclose the geographic breakdown of their private sector credit exposures used in the calculation of the buffer requirement.
Jurisdictional reciprocity will be applied when it comes to internationally active banks in member jurisdictions. The countercyclical buffer regime will be phased-in in parallel with the capital conservation buffer between 1 January and year end becoming fully effective on 1 January Countries that experience excessive credit growth during this transition period will consider accelerating the build-up of the capital conservation buffer and the countercyclical buffer.
In addition, jurisdictions may choose to implement larger countercyclical buffer requirements. In such cases the reciprocity provisions of the regime will not apply to the additional amounts or earlier time-frames.
The document entitled Guidance for national authorities operating the countercyclical capital buffer , sets out the principles that national authorities have agreed to follow in making buffer decisions.
To give banks time to adjust to a buffer level, a jurisdiction will pre-announce its decision to raise the level of the countercyclical buffer by up to 12 months.
Decisions by a jurisdiction to decrease the level of the countercyclical buffer will take effect immediately. The pre-announced buffer decisions and the actual buffers in place for all Committee member jurisdictions are published below.
A set of frequently asked questions on implementation of the CCyB can be found here. To be notified of updates, subscribe to the designated email alert.
BaFin Board Decision regarding the counter cyclical buffer rate Bank of Italy's Circular No. Bank of Italy 30 December Ordinances and notices on capital buffer ratios available in Japanese only.
Notice of the amendments to the banking regulation in Korean only. Financial Supervision Act, Article 3: Decree on prudential rule under the Financial Supervision Act, Article and b.
On countercyclical buffer to capital adequacy ratio On applicability of the countercyclical capital buffer Swedish Buffer Capital Act in Swedish only.
Regulations regarding the countercyclical buffer rate. Swedish implementation of overal capital requirements, including combined buffer and reciprocity of CCyB.
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